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confidence in banks
Users of banks demonstrate significantly higher confidence.
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penetration of bank products
Compared to the generation 55+, millennial are much more likely to use credit card and consumer credit. Deposit is less common within the same group.
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potentials
About 430 thousand credit applicants declare that have not been approved in the past year.
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unbanked population
3 out of 10 adults choose not to use bank services. The lack of financial resources is the main reason for such a choice.
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consumer online interaction with their main bank monthly
1 out of 10 consumers interacts with his /her primary bank throughout facebook and/or e-mail. However, this is still less common than using mobile phone for the same purposes.
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occasions of credit card usage
Making larger purchases and urgent, likely unplanned, expenses lead the list with credit card usage occasions. Paying utility bills and everyday expenses are at the list bottom.
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channel interaction monthly
Taken together, consumers with bank interactions throughout phone, mobile device and desktop computer do not take as much as the consumers who interact throughout ATM.
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consumer avg. time of activities a month
The most frequent consumers’ banking activities are related to debit card: 2.6 times monthly debit card payment and 2.3 times monthly ATM with bank. Online banking and remote deposit check […]
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average duration of bank use
In normal circumstances, Bulgaria would have changed two presidents before the average bank user changes his primary bank.
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sum financed, as requested
4 out of 5 credit applicants have received the requested sum they applied for (neither lower nor higher).
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top 5 reasons to change my main bank
Millennial (compared to adults aged 55+) are twice as likely to take into account the poor customer service when they consider to change their main bank.
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penetration of financial products, 2008-2016
People using lease to purchase goods have significantly increased at the expense of consumer loan users.
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population of Bulgaria, 1926-2011
Country population has decreased with 8% (the size of one relatively larger city).
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urban-rural population, 1934-2011
Since 1975, urban population has been dominating over rural.
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age pyramid
Population aged over 70 constitutes 13% of total population. 61% of the elder are females.
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gender structure
Males and females are two equal shares – in the country as well as all large cities.
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households with children
The ratio between households with one child and more than one child is 2 : 1.
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one-member households
The capital has the highest share of one-member households (37%).
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household structure dynamics, 1900-2011
Nearly 2/3 of all households in 1920 consisted of 5+ members. For about 30 years, in 1956, they were over 2 times less. And since then, they have been only […]
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higher education in the largest 7 cities
The percentage of people with university education in Sofia is almost 2 times higher than the country average.
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higher education across age groups
Mostly educated are the adults 30-39 y/o.
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educational structure of population aged 7+
Between 2001 and 2011, the share of university graduates has increased with about 6 points.
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in 2011, Sofia population constitutes…
Population of Sofia has increased with 10% between 2001 and 2011.
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Sofia population growth, 1870-2011
Right after the Liberation, there are 11 604 residents, 2 schools, 7 churches, 30 mosques and tekes, 10 inns, 120 shops, 62 taverns, 19 bakeries and 306 houses in Sofia.